Maintaining a positive credit status means availing the facilities and advantages offered by financial institutions. A good track record helps you to do that. Certain points will help you maintain a good credit record.
* Paying bills on time
If you are irregular in paying bills you loose your credit score. Therefore be very prompt in paying bills on time which will eventually improve your credit score. Start Now...!
* Keep low balance
keep low balance on your credit cards, high balance will pull down your credit score significantly. Apply for Free Settlement!!
* Use credit card wisely
If you have a credit card and if you make all payments on time it will raise your credit score rather than having no credit card. A person who holds no credit card is more risky to the lender than a person who holds and makes timely payments.
Posted by
Kunu
at
7:01 AM
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